Gettin' Real: A Real Estate BlogGettin' Real: A Real Estate Blog

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Gettin' Real: A Real Estate Blog

Many people say they don't really feel like an adult until they buy their first home. It is a huge step. Rather than letting a landlord make all important repairs, you take on this responsibility yourself. You also get to build equity in the home over time, which can be a rather smart investment. At the same time, buying your first home can be a little intimidating. You may have questions about applying for a mortgage, setting a budget, and shopping efficiently. We hope to answer those questions with our helpful content. Your real estate agent is a good source of information, and so is this blog.


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4 Questions That Let You Know Its Time To Buy

Any time you decide you want to buy a home, you will be able to find ones that are for sale. However, it can take time to find the right one for you, or you may be one of the lucky few that find the right home right away. If you are wondering whether now is the right time for you to buy a house, then asking and answering the following 4 questions can help you determine if the time is right.

1: How's your credit?

There are home loans available for those with mediocre credit, so you don't have to worry if your credit isn't stellar. If you are anxious to buy a home now and your credit is okay to excellent, then you should talk to a real estate agent and a lender to get started.

2: How stable is your life?

When trying to determine if your life is stable enough to purchase a home, there are only a few things that may make it a bad time to buy. If you are at risk of losing your job, you may have to relocate to another area soon, or you feel you may be headed for a divorce soon then you may want to hold off on purchasing a home or talk to a real estate agent about your options. However, if none of these things are true, then you can feel good about getting out there and looking for the right home. Also, if you may end up moving or you might lose your job, then owning a home can still be a good idea because you can rent it out while you stay in a more affordable place. 

3: Do you plan on growing your family?

If you plan on growing your family, then you should have a home of your own. It's never too soon to start looking for a home. You can either purchase a larger home that would accommodate that growing family, or you can purchase a starter home that you would be able to build on to. 

4: Do you know what you want?

If you have a good idea of what you want when it comes to your home life, then you are in a good place to purchase a home. When you know the area you want, the size of the property and home you want, and the features you refuse to do without, you are in a good place to begin working with a realtor.

If you read these questions and feel you are ready to begin looking at homes for sale, contact a real estate agent today to get started!