Gettin' Real: A Real Estate BlogGettin' Real: A Real Estate Blog

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Gettin' Real: A Real Estate Blog

Many people say they don't really feel like an adult until they buy their first home. It is a huge step. Rather than letting a landlord make all important repairs, you take on this responsibility yourself. You also get to build equity in the home over time, which can be a rather smart investment. At the same time, buying your first home can be a little intimidating. You may have questions about applying for a mortgage, setting a budget, and shopping efficiently. We hope to answer those questions with our helpful content. Your real estate agent is a good source of information, and so is this blog.


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Looking At Homes For Sale? 3 Mistakes You Don'T Want To Make

Purchasing a home can be an exciting time for your family, especially if it is your first home purchase. Unfortunately for first-time home buyers, there is a significant risk of making mistakes when looking at homes to purchase. To help prevent mistakes from being made, here is a look at four of the most common mistakes made by first-time buyers.

Failing to Stick to a Financial Budget

It can be expensive to buy a new home. When looking at homes for sale, the last thing that you want is to fall in love with a home that you can't afford. After all, if you do and end up moving forward with the sale, you may find yourself in deep financial turmoil months or years down the road, assuming you are able to get approved for the high mortgage loan in the first place. Plus, beyond the sale price of the home, there are other costs that must be taken into consideration, including insurance, maintenance, taxes, etc.

Failing to Get a Mortgage Pre-Approval

If you want to ensure that a home seller takes your seriously when looking at their home for sale, you need to make sure that you have a pre-approval letter in your hand. You don't want to go through the process of the sale only to find out that you aren't even approved for a home loan, as this can be devastating. So, make sure your finances are in order before you begin your house hunting journey.

Failing to Hire a Real Estate Agent

Though it is entirely possible to hunt for your ideal home on your own, it is a lot easier if you have a professional realtor by your side throughout the entire process. A real estate agent will be able to guide you through the house hunting process, ensuring that you only look at homes for sale that are suited to your needs, preferences, and budget. In addition, the realtor can provide assistance with negotiations and paperwork, both of which can get a bit tricky. Make sure that you do your research before you pick a realtor to work with.

The aforementioned are just a few of the mistakes that first-time buyers tend to make, but by being familiar with them, hopefully you will not make them. When you are looking for homes for sale, get in touch with a realtor in your local area, such as Mark J. Main at HomeSmart Realty Group